That’s it, you have already chosen a destination for your next vacation and are in the process of organizing everything so that everything goes perfectly. There’s nothing better than having peace of mind when it’s time to go. It is precisely for this reason that it is strongly recommended to book your campsite now. But for your safety, it is also very important to take out cancellation insurance. Why ? The answers in this article.
Camping cancellation insurance – what is it exactly?
Cancellation insurance is, as its name suggests, insurance that protects you in the event of unforeseen events that do not allow you to travel. Thanks to it, you benefit from protection in the event of a change in the date of the trip, or even if you are obliged to interrupt it. This insurance is strongly recommended for people who book their stay at the campsite several months in advance. Although this insurance is not compulsory, you are not likely to regret having taken it. There are many benefits to be gained from this.
Camping cancellation insurance so you don’t lose your money
No one is entirely immune to an event that could prevent the realization of a project such as travel. It is therefore wiser to take a few measures, including taking out cancellation insurance for your camping trips. Thanks to this insurance, you can recover the money invested in the organization of your stay in the event of cancellation for reasons beyond your control. Indeed, the insurance covers all or part of the costs incurred, but the coverage may vary depending on the contract.
Cancellation insurance for peace of mind
Subscribing to camping cancellation insurance means eliminating all doubts that could disturb you due to unforeseen circumstances. As you are covered and you have the certainty of not losing your money in the event of cancellation of the stay, you can make the reservation in complete peace of mind.
In addition, the subscription is generally done at the time of booking your stay. You do not risk making a bad decision, because you first choose your insurance before proceeding to the reservation. At Camping Le Bellevue, for example, you can book your stay at the campsite several months in advance. In case of cancellation, you get a refund of all or part of the expenses you have already incurred during this reservation.
Insurance that can cover all causes
Reimbursement of all or part of the costs incurred is only possible when the insured presents a valid reason. Also, don’t expect to be reimbursed if you just decide not to leave. Indeed, the reasons for the cancellation must be beyond the control of the insurer, they must be unforeseeable and sudden.
Depending on your needs, you can choose between two types of cancellation guarantee. There is the one which lists the admitted cases and the one which does not list any. Most policyholders choose the cancellation cover for all justified causes, because it does not limit the accepted cases. The insured just has to present proof of the event preventing him from camping.
For the cancellation insurance which lists the accepted cases, the valid reasons are:
- Accidents and illnesses declared before departure (insured, his partner, his parents, the dependents of the insured, his or her official fiancé(e)…)
- The death of a loved one
- Property damage to the home
- Redundancy or new hiring
- Change in paid vacation dates
- visa refusal
- Theft of identity papers
- Natural disaster etc.
Some causes such as transport strike and flight cancellation are not taken into account by insurers if you choose this option. The best thing is to be well informed before taking out insurance.
Some practical advice for choosing the right camping cancellation insurance
It is obvious that a comparison always takes place when you choose camping cancellation insurance. Apart from the price and fees, other elements also come into consideration when you make this comparison. This concerns in particular the people who can benefit from it, the extent of the cover as well as the conditions.
Indeed, all insurance companies do not apply the same prices and their conditions are not always the same. Since you still have time to prepare everything, be sure to consult the opinions on social networks and forums to be sure that you are indeed choosing the right camping cancellation insurance.
For cancellation fees in particular, they vary depending on the time of cancellation. If you do so between 30 and 21 days before departure, the fee is 25% of the cost of the reservation. It is 50% if the cancellation takes place between 20 and 8 days before departure. Finally it amounts to 75% if you cancel between 7 and 2 days before departure. Also, if you cancel your stays at the campsite on the same day of departure, you lose the entire cost of the reservation.
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